Bellgrove Lenders, a small-business funding broker in Appleton, Wisconsin, works with Menasha, WI owners by phone and online. ZIP 54952 had 510 employer establishments in 2023, 49.2 percent with fewer than five employees, led by health care and by administrative and support services (Census ZBP). Lending partners decide each request and set the terms.
| Counties | Calumet and Winnebago counties, WI |
|---|---|
| Distance | About 3.5 straight-line miles south-southwest |
| ZIP 54952 employers | 510 in 2023 (Census ZBP) |
| Under five employees | 49.2% of ZIP 54952 employers |
| Self-employed residents | 6.1% (ACS 2020-24) |
Menasha, WI sits in Calumet and Winnebago counties
Menasha is a city about 3.5 straight-line miles south-southwest of Appleton, WI. It lies in Calumet County and Winnebago County (Census 2020 place-by-county file), not in Outagamie County, so the Outagamie County figures used elsewhere on this site do not describe it. This page uses only figures for Menasha itself and for its ZIP code.
ZIP 54952 is larger than the city
Nearly all of Menasha, 99.9 percent of its land, is in ZIP 54952, but the city covers only about 21.5 percent of that ZIP's land (Census 2020 ZIP code relationship file). The ZIP figures below therefore include businesses outside the city limits. Read them as the Menasha postal area.
ZIP 54952 had 510 employer establishments in 2023, with 9,376 paid employees and about $568.7 million in annual payroll; 49.2 percent had fewer than five employees (U.S. Census Bureau, ZIP Code Business Patterns 2023).
What the ZIP 54952 sector mix shows
| Sector | Establishments | Share under five employees |
|---|---|---|
| Health care and social assistance | 77 | 37.7% |
| Administrative, support and waste services | 62 | 66.1% |
| Other services | 58 | 51.7% |
| Construction | 56 | 57.1% |
| Accommodation and food services | 52 | 19.2% |
| Retail trade | 44 | 59.1% |
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023. Professional services (37), manufacturing (31) and finance (30) follow.
Administrative and support services, the Census group that covers contract cleaning, staffing, landscaping and similar work, is the second-largest sector here, and two-thirds of those establishments are very small. Service firms like these sell labor: they pay their people weekly or every two weeks and invoice customers on longer terms. That gap is exactly what a business line of credit is designed to smooth, provided the customers do pay.
Self-employment in Menasha, WI
About 6.1 percent (plus or minus 1.7) of employed Menasha residents are self-employed, 2.1 percent in their own incorporated business and 3.9 percent unincorporated (U.S. Census Bureau, American Community Survey 2020-2024, 5-year estimates). An unincorporated owner usually reports business income on personal returns, so a partner reviewing that business will read the owner's returns as well.
Two counties, one set of records
A business in a city that spans two counties can find its address, its county and its registered details listed differently from one document to the next. Before a partner reviews anything, make sure the business name and address match on bank statements, tax filings, the state registration and any lease.
Working with Bellgrove from Menasha, WI
Bellgrove has one address, 123 S Appleton St, Appleton, WI 54911; Menasha owners work with us by phone and online. The Appleton, WI page covers the office area and the service areas page lists other nearby towns.
Menasha, WI businesses we help
For Menasha, WI owners, Bellgrove Lenders focuses on the sectors our lending partners have confirmed they fund: contractors and construction trades, restaurants and food service, medical and dental practices and retailers and wholesalers that carry stock. Approval is never automatic for any sector.
Documents to have ready
- The last three to six months of business bank statements
- An up-to-date P&L and balance sheet, even if you prepare them yourself
- Photo ID for every owner of the business
- Proof of ownership and business registration
- Details of any loans, leases or advances the business already carries
- For equipment, the seller's quote with make, model and price
No two partners ask for exactly the same file, so use this as a checklist rather than a rule.
What happens after you reach out
- Reach us at (920) 260-3971 or through the contact form. When we call back, the first questions are simple: what the funding is for, how long the business has operated and its rough revenue.
- We walk through the funding types that suit that purpose and the paperwork partners tend to ask for. Nothing goes out until you say so.
- After you give the go-ahead, we share the request with suitable lending partners, and each one decides on its own.
- If a partner makes an offer, you compare the total cost, payment schedule and terms. You are never obligated to accept.
Bellgrove Lenders is based at 123 S Appleton St, Appleton, WI 54911.
By Bellgrove Lenders · Updated


