Bellgrove Lenders, a small-business funding broker in Appleton, Wisconsin, works with Kimberly, WI owners by phone and online. ZIP 54136, which lies almost entirely inside the village, had 156 employer establishments in 2023, led by health care with 23 and finance and food service with 20 each (Census ZBP). The terms, and the decision, come from lending partners.
| County | Outagamie County, WI |
|---|---|
| Distance | About 3.5 straight-line miles east of Appleton, WI |
| ZIP 54136 employers | 156 in 2023 (Census ZBP) |
| Largest sector | Health care, 23 establishments |
| ZIP land inside the village | 99.2% |
A ZIP code that matches the village
Kimberly is an Outagamie County village about 3.5 straight-line miles east of Appleton, WI. Most ZIP-level figures are only a rough stand-in for a town, but Kimberly is an exception: 99.2 percent of ZIP 54136's land lies inside the village, and 88.2 percent of the village's land lies inside that ZIP (Census 2020 ZIP code relationship file). A small part of Kimberly falls in ZIPs 54915 and 54113, so the fit is close, not perfect.
ZIP 54136 in 2023
ZIP 54136 had 156 employer establishments in 2023, with 2,137 paid employees and about $126.3 million in annual payroll. 40.4 percent of those establishments had fewer than five employees (U.S. Census Bureau, ZIP Code Business Patterns 2023).
| Sector | Establishments | Share under five employees |
|---|---|---|
| Health care and social assistance | 23 | 17.4% |
| Finance and insurance | 20 | 45.0% |
| Accommodation and food services | 20 | 20.0% |
| Other services | 14 | 71.4% |
| Construction | 13 | 46.2% |
| Wholesale trade | 13 | 38.5% |
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023. Manufacturing, retail and professional services had 11 establishments each.
Clinics and kitchens with payroll to meet
Two things stand out in the Kimberly, WI figures. Health care is the largest sector, and most of its establishments are not tiny: only 17.4 percent had fewer than five employees. Food service is similar, at 20.0 percent. Businesses with a full staff schedule feel a slow receivable or a broken piece of equipment quickly, because payroll does not move.
- A clinic waiting on insurance payments may look at working capital financing to carry wages through the gap.
- A kitchen replacing a cooler or a range usually starts with equipment financing, where the unit itself secures the deal.
- A contractor or service shop among the 13 construction and 14 other-services establishments is more likely to need help with materials and tools between jobs.
The wider Outagamie County, WI picture
Kimberly lies wholly within Outagamie County, so county figures do apply here as background. The county had 5,304 employer establishments in 2023, and 46.5 percent had fewer than five employees (U.S. Census Bureau, County Business Patterns 2023). Kimberly's ZIP has a lower small-firm share than the county as a whole. The Outagamie County snapshot has the full sector table.
Working with Bellgrove from Kimberly, WI
There is no Bellgrove office in Kimberly; the only address is 123 S Appleton St, Appleton, WI 54911. Requests run by phone and online: call, describe the cost, and we explain which options fit before anything goes to a partner.
Other nearby towns are on the service areas page.
Kimberly, WI sectors our partners fund
For Kimberly, WI owners, Bellgrove Lenders focuses on the sectors our lending partners have confirmed they fund: contractors and construction trades, restaurants and food service, medical and dental practices and retailers and wholesalers that carry stock. Approval is never automatic for any sector.
Documents to have ready
- The last three to six months of business bank statements
- Last year's filed tax return for the business
- An up-to-date P&L and balance sheet, even if you prepare them yourself
- Your articles of organization or incorporation and the EIN letter
- Details of any loans, leases or advances the business already carries
- A written quote or invoice if the money is for equipment
Each lending partner sets its own list, so treat this as a starting point.
From first call to a partner's decision
- You call (920) 260-3971 or send the short form (name, contact details and business name). When we speak, we ask what the money is for, how long you have been in business and roughly what the business brings in.
- You hear which options match the need and what a partner will likely want to review. We submit nothing without your approval.
- Once you agree, the request goes to partners that provide that type of funding. The credit decision belongs to each partner.
- Any offer comes from the partner. Read the total cost, the payment schedule and the terms before deciding; turning it down is always an option.
Bellgrove Lenders is based at 123 S Appleton St, Appleton, WI 54911.
By Bellgrove Lenders · Updated
