# Bellgrove Lenders

> Bellgrove Lenders is a small-business funding broker at 123 S Appleton St, Appleton, WI 54911 (phone (920) 260-3971). It helps businesses in Appleton, WI; Kimberly, WI; Menasha, WI; Little Chute, WI; Kaukauna, WI; Hortonville, WI; Brillion, WI and across Outagamie County, Wisconsin, explore working capital, business term loans, business lines of credit, inventory financing, equipment financing and leasing, and merchant cash advances. Bellgrove Lenders connects you with lending partners; partners make credit decisions and set rates and terms. Bellgrove Lenders is not a lender, approval is never guaranteed, and a merchant cash advance is not a loan. Bellgrove Lenders does not arrange personal, payday, auto title, mortgage or SBA loans, offers no grants, does not take agriculture or trucking requests, and is located in Appleton, Wisconsin (not Appleton, Minnesota or Appleton City, Missouri).

Key facts:
- Business type: small-business funding broker (not a lender)
- Address: 123 S Appleton St, Appleton, WI 54911, United States
- Phone: (920) 260-3971
- Apply: https://bellgrovelenders.com/apply/
- Service area: Appleton, WI; Kimberly, WI; Menasha, WI; Little Chute, WI; Kaukauna, WI; Hortonville, WI; Brillion, WI and all of Outagamie County, Wisconsin
- Language: English

## Funding options
- [Funding Options for Businesses in Appleton, WI and the Fox Cities, WI](https://bellgrovelenders.com/business-loans/): Bellgrove Lenders, a small-business funding broker in Appleton, Wisconsin, compares six options here: working capital, term loans, lines of credit, inventory financing, equipment financing and merchant cash advances (not a loan). The table shows how each is repaid or collected. Whether a request is approved, and on what terms, is up to the lending partner.
- [Working Capital Financing in Appleton, WI: Cover the Gap Before the Check Clears](https://bellgrovelenders.com/business-loans/working-capital/): Working capital financing is short-term business funding that covers timing gaps such as payroll, materials or a slow-paying customer. Bellgrove Lenders, a small-business funding broker in Appleton, Wisconsin, explains how it is repaid and how it compares with a credit line or advance. Lending partners rule on each request and write its terms.
- [Business Term Loans in Appleton, WI: One Sum, a Fixed Schedule, Years to Repay](https://bellgrovelenders.com/business-loans/term-loans/): A business term loan is a single lump sum repaid in fixed installments over a set term, usually used for build-outs, expansion or refinancing. Bellgrove Lenders, a small-business funding broker in Appleton, Wisconsin, explains how repayment and amortization work and what partners review. Lending partners decide each request and set rates and terms.
- [Business Lines of Credit in Appleton, WI: Draw When the Bill Arrives, Repay When Paid](https://bellgrovelenders.com/business-loans/line-of-credit/): A business line of credit is an approved limit the business draws on as needed, paying interest only on the outstanding balance. Bellgrove Lenders, a small-business funding broker in Appleton, Wisconsin, explains draws, draw periods, revolving and non-revolving lines, and secured versus unsecured lines. Lending partners decide each request and set rates and terms.
- [Inventory Financing in Appleton, WI: Pay for the Stock Before It Sells](https://bellgrovelenders.com/business-loans/inventory-financing/): Inventory financing is business funding used to buy stock, with the inventory typically pledged as collateral and the balance repaid as goods sell or on set dates. Bellgrove Lenders, a small-business funding broker in Appleton, Wisconsin, explains how it works, how floor plan financing differs and when a credit line fits better. The terms, and the decision, come from lending partners.
- [Equipment Financing and Leasing in Appleton, WI: Let the Machine Carry the Deal](https://bellgrovelenders.com/equipment-financing/): Equipment financing pays for machinery, vehicles or technology with the equipment itself usually serving as collateral, through a loan, a lease or an equipment finance agreement. Bellgrove Lenders, a small-business funding broker in Appleton, Wisconsin, explains the differences and what partners check. Lending partners decide each request and set rates and terms.
- [Merchant Cash Advances in Appleton, WI: Not a Loan, and Priced Differently](https://bellgrovelenders.com/merchant-cash-advance/): A merchant cash advance is not a loan: a funder pays a lump sum now in exchange for a share of the business's future card or bank receipts, collected through a holdback or fixed debits. Bellgrove Lenders, a small-business funding broker in Appleton, Wisconsin, explains holdbacks, factor rates, reconciliation and stacking. The funder sets every term.

## Industries
- [Industry Financing Across Outagamie County, WI](https://bellgrovelenders.com/industries/): Bellgrove Lenders, a small-business funding broker in Appleton, Wisconsin, has sector pages for construction, restaurants and medical and dental practices, the trades its lending partners fund, plus notes on retail inventory. Each uses Outagamie County Census figures. Each credit decision, rate and term belongs to a lending partner.
- [Contractor and Construction Financing in Appleton, WI: Fund the Job Before It Pays](https://bellgrovelenders.com/industries/construction/): Bellgrove Lenders, a small-business funding broker in Appleton, Wisconsin, helps Outagamie County contractors compare credit lines, working capital and equipment financing. The county had 632 construction employers in 2023, 59.0 percent with fewer than five employees (Census CBP). Each credit decision, rate and term belongs to a lending partner.
- [Restaurant and Food Service Financing in Appleton, WI: Equipment, Remodels and Cash Flow](https://bellgrovelenders.com/industries/restaurants/): Bellgrove Lenders, a small-business funding broker in Appleton, Wisconsin, helps Outagamie County restaurant owners compare equipment financing, term loans, working capital and credit lines. The county had 469 food service and drinking place employers in 2023, 354 of them restaurants (Census CBP). Each credit decision, rate and term belongs to a lending partner.
- [Medical and Dental Practice Financing in Appleton, WI: Equipment, Space and Payroll](https://bellgrovelenders.com/industries/medical-dental/): Bellgrove Lenders, a small-business funding broker in Appleton, Wisconsin, helps Outagamie County medical and dental practices compare equipment financing, term loans and working capital. The county had 383 ambulatory health care employers in 2023, including 139 physician offices and 67 dental offices (Census CBP). Rates, terms and the decision all come from lending partners.

## Guides and calculators
- [Wisconsin and Fox Cities, WI Funding Guides for Appleton, WI Owners](https://bellgrovelenders.com/resources/): Bellgrove Lenders, a small-business funding broker in Appleton, Wisconsin, publishes these guides for Outagamie County owners: a 90-day Wisconsin loan readiness plan, trade name registration, Appleton licenses, zoning and permits, free Fox Cities help, and a loan payment calculator. Each credit decision, rate and term belongs to a lending partner.
- [How to Get a Small Business Loan in Wisconsin: A 90-Day Plan for Fox Cities, WI Owners](https://bellgrovelenders.com/resources/how-to-get-a-business-loan-in-wisconsin/): Getting a small business loan in Wisconsin starts with records, a clear purpose and the right structure. Bellgrove Lenders, a small-business funding broker in Appleton, Wisconsin, sets out a 30, 60 and 90-day plan for Fox Cities owners: gather records, choose the option and get advice, then apply and compare offers. Lending partners decide and write the terms for each Fox Cities request.
- [Wisconsin Trade Name Registration: What It Is and Why a Lender May Ask](https://bellgrovelenders.com/resources/wisconsin-trade-name-registration/): A trade name is the name a business operates under when it differs from its legal name. Bellgrove Lenders, a small-business funding broker in Appleton, Wisconsin, explains how Wisconsin trade names relate to legal entity names, why lending partners match names across every record, and what to check before a request. Lending partners decide and write the terms for each Fox Cities request.
- [Does an Appleton, WI Business Need a License? Licenses, Zoning and Building Permits](https://bellgrovelenders.com/resources/appleton-wi-business-license-zoning-and-permits/): Whether an Appleton, WI business needs a license depends on what it does and where it operates. Bellgrove Lenders, a small-business funding broker in Appleton, Wisconsin, breaks the question into licenses, zoning and building permits, explains why an Appleton mailing address may not be inside the city, and lists what to settle before a build-out. Partners decide funding.
- [Free Small Business Help in Appleton, WI and the Fox Cities, WI](https://bellgrovelenders.com/resources/fox-cities-small-business-resources/): Free and low-cost small business help in Appleton and the Fox Cities, WI comes from several types of organizations: business development centers, the chamber, regional economic development groups and women's business centers. Bellgrove Lenders, a small-business funding broker in Appleton, Wisconsin, has no affiliation with any of them. Partners decide funding.
- [Small Business Loan Monthly Payment Calculator for Appleton, WI Owners](https://bellgrovelenders.com/resources/small-business-loan-payment-calculator/): This small business loan payment calculator works out the monthly payment, total interest and total repaid for a loan amount, annual interest rate and term in months that you enter. Bellgrove Lenders, a small-business funding broker in Appleton, Wisconsin, provides it for Fox Cities owners as illustrative arithmetic, not an offer or a typical rate.

## Areas served
- [Appleton, WI Business Funding: Outagamie County, WI Facts and Local Contacts](https://bellgrovelenders.com/appleton-wi/): Bellgrove Lenders, a small-business funding broker in Appleton, Wisconsin, works from 123 S Appleton St in ZIP 54911. Outagamie County had 5,304 employer establishments in 2023, 46.5 percent with fewer than five employees, and 12,522 owner-only businesses in 2024 (Census). Each credit decision, rate and term belongs to a lending partner.
- [Fox Cities, WI Communities Served From Appleton, WI](https://bellgrovelenders.com/service-areas/): Bellgrove Lenders, a small-business funding broker in Appleton, Wisconsin, works with owners across Outagamie County and nearby Calumet, Winnebago and Brown County communities, including Kimberly, Menasha, Little Chute, Kaukauna, Hortonville and Brillion. Bellgrove has a single address, and requests are handled by phone and online. Each credit decision, rate and term belongs to a lending partner.
- [Business Funding for Kimberly, WI Owners in the Fox Cities, WI](https://bellgrovelenders.com/service-areas/kimberly-wi/): Bellgrove Lenders, a small-business funding broker in Appleton, Wisconsin, works with Kimberly, WI owners by phone and online. ZIP 54136, which lies almost entirely inside the village, had 156 employer establishments in 2023, led by health care with 23 and finance and food service with 20 each (Census ZBP). The terms, and the decision, come from lending partners.
- [Business Funding for Menasha, WI Owners in the Fox Cities, WI](https://bellgrovelenders.com/service-areas/menasha-wi/): Bellgrove Lenders, a small-business funding broker in Appleton, Wisconsin, works with Menasha, WI owners by phone and online. ZIP 54952 had 510 employer establishments in 2023, 49.2 percent with fewer than five employees, led by health care and by administrative and support services (Census ZBP). Lending partners decide each request and set the terms.
- [Business Funding for Little Chute, WI Owners in the Fox Cities, WI](https://bellgrovelenders.com/service-areas/little-chute-wi/): Bellgrove Lenders, a small-business funding broker in Appleton, Wisconsin, works with Little Chute, WI owners by phone and online. ZIP 54140 had 202 employer establishments in 2023, led by construction with 34 and manufacturing with 27 (Census ZBP). About a fifth of the village lies in ZIP 54911, the office ZIP. Decisions and terms are the lending partner's.
- [Business Funding for Kaukauna, WI Owners in the Fox Cities, WI](https://bellgrovelenders.com/service-areas/kaukauna-wi/): Bellgrove Lenders, a small-business funding broker in Appleton, Wisconsin, works with Kaukauna, WI owners by phone and online. ZIP 54130 had 653 employer establishments in 2023, 146 of them in construction, and 53.6 percent of all establishments had fewer than five employees (Census ZBP). Lending partners make each credit decision and set the terms.
- [Business Funding for Hortonville, WI Owners in the Fox Cities, WI](https://bellgrovelenders.com/service-areas/hortonville-wi/): Bellgrove Lenders, a small-business funding broker in Appleton, Wisconsin, works with Hortonville, WI owners by phone and online. ZIP 54944 had 187 employer establishments in 2023, and 66.3 percent had fewer than five employees; construction led with 34 (Census ZBP). Each credit decision, rate and term belongs to a lending partner.
- [Business Funding for Brillion, WI Owners in the Fox Cities, WI](https://bellgrovelenders.com/service-areas/brillion-wi/): Bellgrove Lenders, a small-business funding broker in Appleton, Wisconsin, works with Brillion, WI owners by phone and online. ZIP 54110 had 147 employer establishments in 2023, with retail trade and management of companies at 19 each and wholesale trade at 15 (Census ZBP). Each credit decision, rate and term belongs to a lending partner.

## Company
- [Bellgrove Lenders: A Business Funding Broker in Appleton, WI (Not a Lender)](https://bellgrovelenders.com/): Bellgrove Lenders, a small-business funding broker in Appleton, Wisconsin, does not lend its own money. From 123 S Appleton St it helps Outagamie County owners pick among six funding options and takes each request to lending partners, who approve or decline it and set every rate and term. Call (920) 260-3971 to begin.
- [How Bellgrove Lenders Arranges Funding for Appleton, WI Owners](https://bellgrovelenders.com/how-it-works/): Bellgrove Lenders, a small-business funding broker in Appleton, Wisconsin, moves each request through four steps: a first conversation about the cost, choosing the funding option, a lending partner's underwriting review, and comparing any offers. Partners rule on each request and price it; the business chooses whether to take an offer.
- [Appleton, WI Business Funding Questions, Answered](https://bellgrovelenders.com/faq/): Bellgrove Lenders, a small-business funding broker in Appleton, Wisconsin, answers common questions here: what a broker does, which option suits which cost, what applying involves, mixing personal and business money, and local Wisconsin questions. Every approval, decline, rate and term on a request comes from a lending partner.
- [Start a Funding Request With Bellgrove Lenders in Appleton, WI](https://bellgrovelenders.com/apply/): Bellgrove Lenders, a small-business funding broker in Appleton, Wisconsin, starts every request with a short form: full name, phone, email and business name, ranges for time in business, annual revenue and requested amount, plus a consent checkbox. We follow up by phone to hear what the funding has to cover. Approval, the rate and every term come from a lending partner.
- [About Bellgrove Lenders, an Appleton, WI Funding Broker](https://bellgrovelenders.com/about/): Bellgrove Lenders, a small-business funding broker in Appleton, Wisconsin, is a broker, not a lender. Listed at 123 S Appleton St, it helps business owners understand six funding options and presents requests to lending partners, which make every credit decision and set rates and terms. It does not lend, buy receivables or approve applications.
- [Contact Bellgrove Lenders in Appleton, WI](https://bellgrovelenders.com/contact/): Bellgrove Lenders, a small-business funding broker in Appleton, Wisconsin, can be reached at (920) 260-3971 or through the online request form. The listed address is 123 S Appleton St, Appleton, WI 54911. Each credit decision, rate and term belongs to a lending partner.
- [Broker Disclosures for Bellgrove Lenders, Appleton, WI](https://bellgrovelenders.com/disclosures/): Bellgrove Lenders, a small-business funding broker in Appleton, Wisconsin, is a broker, not a lender. It brings business funding requests to lending partners; those partners decide each one and price it. A merchant cash advance is not a loan. Items that need legal review are listed on this page for counsel.

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